Financial - This program provides budget, debt counseling, debt repayment and credit reports. People who are financially overextended due to job loss, divorce, hospitalization or overspending can learn about the financial options. HCCI administers a low-cost debt repayment program, which enables consumers to repay their debts with reduced interest and fees. more...

 

 

 

  

 

Bankruptcy -If you plan to file for bankruptcy protection, you must get credit counseling from a government-approved organization within 180 days before you file. You also have to complete a debtor education course before your debts can be discharged. more...

 

 

 

     

 

Home Buyer Programs - The home buyer program educates hundreds of people every year about the types of loans and down payment assistance for future home buyers. HCCI helps people achieve the American Dream of owning their own home. more...

 

 

 

   

 

Foreclosure - Budgeting and the management of household expenses are core elements of our classes and counsels. HCCI also has counselors available to assist in the event should problems develop. more...

 

 

 

 

Tenant & Landlord - Click to learn the rights and responsibilities of both tenants and landlords in Kansas and find other services related to rental housing. more...

 

 

 

   

Student Loan Repayment - Student Loan Repayment Counseling work includes options for persons to rehabilitate or refinance a loan. Once a loan(s) is rehabilitated, counseling includes options for deferment, forbearance, and/or loan forgiveness when that option is a possibility. more...