Working hard but can't get ahead?
Living paycheck to paycheck?
HOPE (Helping Ourselves to Prosper Economically) is a Financial Stability Program for lower to middle-income level working families and individuals.
This program is limited to residents of Topeka Kansas.
To find an accredited counseling agency near you please visit the National Foundation for Credit Counselors website www.nfcc.org.
Working families who are paying more than 40% of their gross income for a mortgage or rent, plus utilities, and meet HUD's guidelines for lower to middle-income.To see income guidelines, click here.
HOPE is not a handout. We are looking for people who want to:
• develop a personal budget that works
• take realistic Action Steps
• pay their bills on time
• save for rainy day emergency
• save for future plans
The HOPE Program offers the following services to individuals or families who qualify for the HOPE program:
FREE review of finances, including a review of your credit report and creation of a spending plan
FREE mentor to work with each individual or family for up to 12 months
FREE legal services through Kansas Legal Services, Inc.
If you would like information on becoming a HOPE mentor, click here.