Specialized Counseling

Mortgage Delinquency

For those clients that are behind on their mortgage payments we offer different types of assistance depending on whether your loan is FHA, VA or Conventional. Foreclosure prevention options and timeline for Kansas foreclosure are also available.  Our counselors are HUD certified housing counselors and we can discuss your options:

FHA and VA programs
Forbearance Agreements
Modification
Refinance Options
Repayment Workouts
Sale of the property

Each situation needs a review of the facts to determine the best option.  Contact us at 785-234-0217 or e-mail us at .

Reverse Mortgages

A Reverse Mortgage allows homeowners to receive money to supplement income, meet medical needs or home repair. Reverse mortgages can be used by senior homeowners age 62 and older to convert the equity in their home into monthly streams of income and/or a line of credit to be repaid when they no longer occupy the home. The loan is funded by a lending institution such as a mortgage lender, bank, credit union or savings and loan association.  There are specific qualifications for this mortgage so please call to meet with a counselor to find out if you qualify. Contact us at 785-234-0217 or e-mail us at .